Ebitemp guarantees reimbursements and allowances to cover health expenses, in particular those sustained for major paying surgical interventions.
Health protection is intended for workers in temporary employment (on both fixed-term and permanent contracts) employees of the Employment Agencies that are associated with Ebitemp, as well as their fiscally dependent family members.
It is valid during mission periods and, in the case of workers in
temporary employment on fixed-term contracts, it is valid for 120 days following the termination of the employment relationship if one or more missions have been carried out with an overall duration of more than 30 days in the course of 120 calendar days.
The following services apply:
• reimbursement of expenses for major paying surgical interventions
• reimbursement of expenses before and after paying surgical interventions
• aid for other hospitalization
• reimbursement of health tickets
• reimbursment of dental expenses
Reimbursement of expenses for major paying surgical interventions
The protection covers:
• the expenses for high level surgical interventions included in the agreement list
• the expenses for hospital stays, operating theatres, doctors, tests, drugs, prostheses, physiotherapy, etc.
• in the case of organ transplants, the expenses for the hospitalization of the donor for diagnostic tests, medical and nursing assistance, the removal of the organ, treatment, drugs and charges relating to hospital stay.
An indemnity limit of 40,000 euro per annum per person applies, with the exception of an additional allowance of 1,000 euro for each hospitalization.
Reimbursement of expenses before and after paying surgical interventions
The protection covers:
• the expenses for diagnostic tests, including medical fees, carried out in the 90 days preceding and related to the hospitalization
• the expenses for tests, drugs, medical and nursing care, physiotherapy treatment, purchase and rental of prosthetic and health equipment (including orthopaedic wheelchairs), carried out in the 120 days following the end of the hospitalization and which were necessary as a result of the surgical intervention.
An indemnity limit of 40,000 euro per annum per person applies.
Allowance for other types of hospitalization
The protection provides a daily allowance for any type of hospitalization (other than that for major paying surgical intervention), due to illness or childbirth, with or without surgical intervention. The allowance is paid in the following measures:
• from the 3rd to the 30th day of hospitalization: daily allowance of 20 euro
• from the 31st to the 62nd day of hospitalization: daily allowance of 40 euro
• in the case of hospitalization for major surgical intervention (carried out in non paying facilities): daily allowance of 40 euro from the first day of hospitalization and for a maximum of 60 days
The allowance covers hospitals, clinics, university institutions or care homes authorised by the competent authorities for the provision of hospital assistance, with the exclusion of spas, recovery and convalescence homes and clinics principally providing dietary and/or aesthetic treatments.
Reimbursement of the ticket
The protection guarantees the reimbursement of 100% of the ticket paid to the ASL, hospitals or private health facilities that are accredited by the Region for:
• laboratory exams (like blood and urine tests)
• instrumental diagnostics (such as X-rays, scans, CT scans, MRI, Moc, scintigraphies, electrocardiogram of all types, echocardiogram, electroencephalogram, electromyography, various endoscopies, doppler)
• specialist visits
• day hospital interventions carried out by a doctor.
Dental care
The relative charge list provides details of the treatments that are covered and the extent to which reimbursements will be provided. The maximum annual indemnity limit per person is 600 euro.
The right to request refunds of dental expenses expires once 90 days have elapsed from the date of the invoice.